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Homeowners Basics

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Buying and Saving Money

How much homeowners insurance do I need?

How much will it cost  

How do I pick an insurance company?

How do I get the proper coverage?

Why insurance costs so much?
How much will it cost?

Do I need separate coverage for jewelry?

How can I save money?

How do I maximize my savings?

What information do I need to provide to my agent?

What if I can't get coverage?

How often should I review my policy?

Should I purchase an umbrella liability policy?

How do I value my home properly?

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Help! I have to file a claim

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Home Owners Tips

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Home Insurance - What information do I need to provide to my agent?

 

Your agent (in person or on line) will ask you what kind of home you own or rent, roughly how much your possessions are worth, and what kind of liability coverage you will need. The agent will also want to know how many people live in your household, what pets you own, and the general condition of your house. You should also tell him if you own any particularly valuable items that might need special coverage called a floater.

 

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